FTMO vs FundingPips: rules compared at $100K

Every cfd & forex program both firms offer at $100K, evaluation and funded, with the same columns — so the difference is in the numbers, not the wording.

Last checked Nov 2, 2026

Rules change — check FTMO's and FundingPips's sites before trading.

FTMO

2-Step Challenge Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$10,000$5,000 · fails the account$10,000 · static4 days to passNone

2-Step Verification Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$5,000$5,000 · fails the account$10,000 · static4 days to passNone

2-Step FTMO Account Funded

Profit targetDaily lossMax lossMin daysConsistency
—$5,000 · fails the account$10,000 · staticNoneNone

1-Step Funded

Profit targetDaily lossMax lossMin daysConsistency
—$3,000 · fails the account$10,000 · end-of-day trailingNoneNone
  • A payout resets the max loss floor

1-Step Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$10,000$3,000 · fails the account$10,000 · end-of-day trailingNoneBest day at most 50% of total profit · to pass · over it isn't a fail

FundingPips

2-Step Phase 1 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$8,000$5,000 · fails the account$10,000 · static3 days to passNone

2-Step Phase 2 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$5,000$5,000 · fails the account$10,000 · static3 days to passNone

2-Step Funded Funded

Profit targetDaily lossMax lossMin daysConsistency
—$5,000 · fails the account$10,000 · staticNoneNone

2-Step Pro Phase 1 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$6,000$3,000 · fails the account$6,000 · staticNoneNone

2-Step Pro Phase 2 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$6,000$3,000 · fails the account$6,000 · staticNoneNone

2-Step Pro Funded Funded

Profit targetDaily lossMax lossMin daysConsistency
—$3,000 · fails the account$6,000 · staticNoneNone

2-Step Flex Phase 1 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$10,000$4,000 · fails the account$12,000 · static1 day to passNone

2-Step Flex Phase 2 Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$8,000$4,000 · fails the account$12,000 · static1 day to passNone

2-Step Flex Funded Funded

Profit targetDaily lossMax lossMin daysConsistency
—$4,000 · fails the account$12,000 · staticNoneNone

1-Step Flex Evaluation

Profit targetDaily lossMax lossMin daysConsistency
$12,000$3,000 · fails the account$12,000 · staticNoneNone

1-Step Flex Funded

Profit targetDaily lossMax lossMin daysConsistency
—$3,000 · fails the account$12,000 · staticNoneNone

Zero Funded

Profit targetDaily lossMax lossMin daysConsistency
—$3,000 · fails the account$5,000 · intraday trailing · stops at the starting balanceNoneNone

Questions

Which has the bigger max loss at $100K, FTMO or FundingPips?

FTMO: 1-Step $10,000 · end-of-day trailing, 2-Step Challenge $10,000 · static and 2-Step Verification $10,000 · static. FundingPips: 2-Step Pro Phase 1 $6,000 · static, 1-Step Flex $12,000 · static, 2-Step Flex Phase 2 $12,000 · static, 2-Step Flex Phase 1 $12,000 · static, 2-Step Phase 1 $10,000 · static, 2-Step Phase 2 $10,000 · static and 2-Step Pro Phase 2 $6,000 · static.

Do FTMO and FundingPips have a daily loss limit at $100K?

FTMO: 1-Step $3,000 · fails the account, 2-Step Challenge $5,000 · fails the account and 2-Step Verification $5,000 · fails the account. FundingPips: 2-Step Pro Phase 1 $3,000 · fails the account, 1-Step Flex $3,000 · fails the account, 2-Step Flex Phase 2 $4,000 · fails the account, 2-Step Flex Phase 1 $4,000 · fails the account, 2-Step Phase 1 $5,000 · fails the account, 2-Step Phase 2 $5,000 · fails the account and 2-Step Pro Phase 2 $3,000 · fails the account.

Which has a consistency rule in the evaluation?

FTMO: 1-Step 50%, 2-Step Challenge none and 2-Step Verification none. FundingPips: 2-Step Pro Phase 1 none, 1-Step Flex none, 2-Step Flex Phase 2 none, 2-Step Flex Phase 1 none, 2-Step Phase 1 none, 2-Step Phase 2 none and 2-Step Pro Phase 2 none.

Every size, every program